In your language
Four languages, one app.
French, English, Spanish or Chinese: the app and its messages speak to you in the language you choose.
- FRFrançais
- ENEnglish
- ESEspañol
- ZH中文
BZAComing soon to iPhone and Android
Money, without borders.
Send, convert, pay and withdraw cash between Europe, the Americas and Africa. Five currencies in a single app, with fees always shown before you confirm.
Guaranteed rateuntil 08:44
Transfer completed15,000 XOF · Côte d'Ivoire
- currencies together
- 5
- currencies together
- languages
- 4
- languages
- profiles: personal, merchant, business
- 3
- profiles: personal, merchant, business
- app for everything
- 1
- app for everything
BZA reference rates·
Indicative rates. The rate applied is shown in the app before every operation.
- €FG1 EUR GNF9,910
- $FG1 USD GNF8,833
- €CFA1 EUR XOF655.96
- €CFA1 EUR XAF655.96
- €$1 EUR USD1.1220
- $CFA1 USD XOF584.64
- CFAFG1 XOF GNF15.11
- $CFA1 USD XAF584.64
A global platform
Three continents. One app.
BZA connects Europe, the Americas and Africa. Your family, customers and suppliers are just a few taps away, whatever their currency.
Europe
The euro, and SEPA transfers to European bank accounts.
Americas
The US dollar, to hold, convert and send.
Africa
The Guinean franc and CFA francs, Mobile Money and cash withdrawal by QR.
Open countries and delivery methods are shown in the app before every transfer.
For everyone
One account, three ways to use it.
For you and your loved ones
- Send to Mobile Money or a bank account
- Hold and convert your five currencies
- Withdraw cash with a simple QR code
For your shop
- Get paid in five currencies with a QR code, no terminal needed
- Become a BZA cash point: earn a commission on every withdrawal you hand out
- Create invoices and track today's takings
For your team
- Invite your team: administrators and viewers
- Every transfer approved by an administrator before it leaves
- Verifiable receipts, statements and certificates for your accounts
Send
Five screens. No surprises.
Choose the method, the country and the amount. Before you confirm, BZA shows what your recipient gets, the fees and the total, with a rate guaranteed until the time shown.
1The method
Mobile Money or bank transfer.
2The country
Only open destinations are offered.
3The amount
In the recipient's currency, limits shown.
4The review
Fees, total and guaranteed rate, in black and white.
5It's on its way
Follow the transfer in real time.
Swipe to see the steps →
Orange Money · MTN Mobile Money · Wave · Moov Money · Free Money · SEPA transfer
Live tracking
Your money moves, right before your eyes.
After a transfer, a conversion or a top-up, BZA stays visible in your iPhone's Dynamic Island and on the lock screen. A ring moves forward step by step, then closes in green when it is done. On Android, the same tracking appears in your notifications.
Without opening the app
A glance at your screen is enough to know where the operation stands.
Three clear steps
Confirmed, on its way, delivered: you watch the operation complete.
You stay in control
Hide the amounts or switch tracking off in your Preferences.
Cash
Cash, with a simple QR code.
Generate a single-use withdrawal QR code and show it to a BZA agent or merchant: they scan it and hand you your cash. Your funds are reserved until the time shown, and you can cancel at any time.
- 1
You generate your QR
Choose the amount: the funds are set aside.
- 2
The merchant scans it
In person, at the BZA cash point.
- 3
They hand you the cash
The operation and its receipt appear in your activity.
- Single use
- Funds reserved
- Can be cancelled
- In person only
ContactlessComing soon
Pay with a gesture, no card needed.
Hold your phone near the terminal: the payment comes from your BZA wallet. Contactless payment is coming soon to the app.
- 1
Choose the wallet to pay from
- 2
Hold your phone near the terminal
- 3
The payment is confirmed in the app
Wallets
All your currencies, stacked like cards.
One card per currency, in your colour, tucked into a leather pouch that shows your total balance. Keep your euros, dollars, Guinean and CFA francs, and switch between them in seconds.
Make them yours
Colour, pattern, finish and nickname: every card is yours.
Discreet balances
Hide your balances with one tap, everywhere in the app.
Rate alerts
Get notified when a rate reaches your target.
Convert
A guaranteed quote, while you decide.
Before every conversion, you see the rate applied, the commission and the exchange margin. The amount shown is guaranteed for the length of the countdown.
- Rate, commission and exchange margin shown before you confirm
- Amount guaranteed during the countdown
- Available straight away in your wallet
Guaranteed quote1:30
Track and prove
Every operation, its proof.
Filterable history, money in and out over 30 days, PDF receipts with a verification QR, statements and certificates: everything is easy to find and share.
Activity
Filter by currency and operation type.
Authentic receipt
A QR code lets anyone check each receipt.
Statements
Statements per currency and PDF certificates.
Face ID and fingerprint
The app opens with your face, your finger or your phone's passcode.
Double confirmation
Sensitive actions ask you to confirm again.
Verified identity
Every account goes through a guided identity check.
Nothing hidden
Fees and rates shown before every confirmation.
Help
Real help, in the app and in branch.
Book a branch appointment, ask for a call back or write to support, right from the app. Your complaints are followed through to the end.
- Branch appointments
- Call back
- Support
- Tracked complaints
