BZA rates
Reference rates
The main pairs for your currencies, with the time of their last update.
- EUR / GNF9,910
- USD / GNF8,833
- EUR / XOF655.96
Personal
Your money, from one continent to another.
Euro, US dollar, Guinean franc, CFA francs: all your currencies live in one app. Send to loved ones, convert and withdraw cash, always knowing what you'll pay before you confirm.
Money moves between Europe, the Americas and Africa
Rate guaranteeduntil 08:44
Transfer complete15,000 XOF received
5 currencies
Sample data
Sample data
Multi-currency wallets
Five currencies, one stack.
One card per currency, all kept in a leather pouch that shows your total balance. Open the one you need, arrange them your way and keep your balances away from prying eyes.
- Colour, pattern, finishStyle each card the way you like and pick the leather of the pouch: your stack looks like you.
- A nickname for every card“Savings”, “Family”, “Travel”: see at a glance what each wallet is for.
- Main card and orderPick the card that comes first and the order of the stack. It's the same everywhere in the app.
- Hideable balancesOne tap hides every amount, on the home screen and in the stack.
Top up by bank transfer, mobile money or card: the options available to you are shown in the app.
Need a euro card? Zaicard, a virtual card linked to a euro bank account with an IBAN, is also managed from BZA.
The five available currencies
- GNFGuinean franc
- EUREuro
- USDUS dollar
- XOFCFA franc (BCEAO)
- XAFCFA franc (BEAC)
Send money
Five steps, no surprises.
To a loved one's mobile money account or to a European bank account. Fees, total and the time your rate is guaranteed until are shown before you confirm.
- Fees and total firstYou know exactly what leaves your wallet and what arrives.
- Guaranteed rateUntil a set time, written in black and white on the review screen.
- Real-time trackingEvery transfer can be followed until it's received.
- 01Method
Mobile money or bank transfer
Send to a loved one's mobile money wallet in Africa, or by transfer to a European bank account.
- Orange Money, MTN Mobile Money, Wave, Moov Money, Free Money
- SEPA transfer to a European IBAN
- 02Country
Only open destinations are listed
Benin, Côte d'Ivoire, Cameroon, Senegal… For each country you see the currency, the operators and the accepted amounts. Guinea is coming soon.
- Search by country
- Operators and limits shown for each destination
- 03Amount
What your loved one receives
Pick a saved recipient or add a new one, enter the amount they'll receive within the range shown, then the wallet to pay from.
- Saved recipients
- Minimum and maximum amounts shown
- Available balance right in front of you
- 04Review
Everything in writing before you confirm
Masked recipient, amount received, BZA fees, total paid and wallet debited. Your rate is guaranteed until a set time; after that, a new rate is shown to you before anything is sent.
- BZA fees and total paid
- Wallet debited
- Rate guaranteed until the time shown
- 05Tracking
Follow your transfer in real time
Progress is shown all the way to “Transfer complete”. The summary stays in your activity, with its PDF receipt.
- Live progress
- Summary of amounts and fees
- PDF receipt to share
Live tracking
Your money moves, right before your eyes.
After a transfer, a conversion or a top-up, BZA stays visible in your iPhone's Dynamic Island and on the lock screen. A ring moves forward step by step, then closes in green when it is done. On Android, the same tracking appears in your notifications.
Without opening the app
A glance at your screen is enough to know where the operation stands.
Three clear steps
Confirmed, on its way, delivered: you watch the operation complete.
You stay in control
Hide the amounts or switch tracking off in your Preferences.
Convert
A guaranteed quote, while you decide.
Move money between your wallets in seconds. The amount you'll receive is guaranteed during a countdown, and every part of the price is visible before you confirm.
Sample data
- A price you can readRate applied, commission and exchange margin: you see it all before you approve.
- Available instantlyThe converted amount lands straight away in the destination wallet.
- A reference every timeEach conversion has its own reference, easy to find in your activity.
Cash withdrawal
Cash in hand, with a simple QR code.
Create a personal withdrawal QR code and show it in person to an authorised BZA agent or merchant. They scan it and hand you your cash.
- 1Create your QR codeChoose the wallet and the amount: the funds are reserved straight away.
- 2Show it in personAt an authorised BZA agent or merchant, never remotely.
- 3Leave with your cashThe withdrawal appears in your activity, with its receipt.
Sample data
- Single useEach QR code works only once.
- Funds reservedThe amount is set aside as soon as it's created.
- Time limitValid until the time written under the code.
- Cancellable“Cancel and release funds”, any time before the withdrawal.
Your withdrawal QR code is for showing, not sending: never share it by message or photo.
Contactless payment
Coming soonTap, and it's paid.
Soon you'll be able to pay by simply holding your phone near a terminal, straight from a BZA wallet.
- From the wallet of your choice
- Every payment listed in your activity
In the meantime, you can already pay by QR code, whether it's a friend or a merchant.
Track and prove
Every operation, a clear record.
Your history reads at a glance, and every operation can be backed up with a document.
- 1Activity you can filterBy currency and by type: sent, received, exchange, card, withdrawals. A chart shows your money in and out over 30 days.
- 2Every operation in detailStatus, fees, date, reference, and a verification QR code confirming the receipt is authentic.
- 3A PDF receiptGenerate the receipt for any operation, then share or save it.
Sample data
Your documents, in PDF
- Account statements per currency
- Certificates
- Operation receipts
Rates and alerts
Keep an eye on the rates.
Reference rates appear right on the home screen. Set a target: BZA lets you know when it's reached.
Example
Rate alerts
Choose a pair and a target. A notification tells you as soon as the rate gets there.
In your language
BZA speaks your language.
French, English, Spanish or Chinese: the app and the messages BZA sends you follow the language you choose. Light theme, dark theme, or your phone's setting.
- frFrançais
- enEnglish
- esEspañol
- zh中文
Running a business?
BZA also has a space to get paid by your customers and another to manage your team's money.
