Administrator
Acts and approves
Sends, converts, approves transfers prepared by other administrators and manages the team.
BZA Business
Your company's money, shared by the team, kept under control.
Pay suppliers and partners between Europe, the Americas and Africa. One administrator prepares, the others approve, and every operation leaves a trail.
- 5 currencies
- Transfer approvals
- Team roles
- Verifiable receipts
Transfer approvals
Nothing goes out without your green light.
An administrator prepares the transfer. It waits in the app until the other administrators approve it, then it goes. Simple, and always under control.
Carefully prepared
Recipient, amount, fees and total are all checked before the transfer is submitted to the team.
Approved by administrators
The “Approve” action shows how many transfers are waiting. A transfer that isn't right can be declined with a reason, and nothing is debited.
Traceable end to end
Who prepared it, who approved it and when: every step stays visible, and the author is told the outcome.
Team and roles
Every role in its right place.
Invite colleagues by phone or email, then decide what each of them can do. Roles can be changed at any time.
Viewer
View only
Follows the company's balances and activity, without being able to move money.
| Action | Administrator | Viewer |
|---|---|---|
| View wallets and activity | Yes | Yes |
| Send and convert | Yes | No |
| Approve or decline transfers | Yes | No |
| Invite members and change roles | Yes | No |
Team
Sample- Daniel M.Administrator
- Awa K.Administrator
- Lina R.Viewer
Multi-currency treasury
Five currencies, one treasury.
One wallet per currency, conversions at the right moment and payments to your suppliers and partners, wherever they are.
- GNFGuinean franc
- EUREuro
- USDUS dollar
- XOFCFA franc (BCEAO)
- XAFCFA franc (BEAC)
Guaranteed-quote conversion
The applied rate, commission and amount received are shown, then guaranteed during a countdown. The converted amount is available right away.
Mobile Money
Pay partners on Orange Money, MTN Mobile Money, Wave, Moov Money or Free Money, depending on the country.
Bank transfer
Pay suppliers in Europe by SEPA transfer to their IBAN, with real-time tracking.
Fees and rates are shown in the app before every operation.
A euro account with an IBAN and a Zaicard virtual card can also be managed from the app.
Accounting
Clear books, proof at your fingertips.
What your accountant asks for is already in the app, ready to download and share.
Verifiable PDF receipts
Every operation has its receipt, with a unique reference and an “Authentic” verification QR code.
Statements per currency
An account statement for each wallet, over the period of your choice.
Certificates
Balance certificates generated and verified by BZA, ready to attach to your files.
Filterable history
Filter by currency and operation type, and follow money in and out over the last 30 days.
In-branch counter
At the counter, you're the one who confirms.
Prefer to visit a branch? A BZA agent enters the operation for you. It only goes through once it's confirmed in the company's app.
Need time with an advisor? Book a branch appointment from the app.
You visit a branch
You explain the operation to a BZA agent.
The agent enters it
Amount, currency and recipient are recorded at the counter.
You confirm it in the app
The operation appears on your phone: you check it, then you confirm.
Open a business account
Your company on BZA, in three steps.
Everything happens in the app, at your own pace.
Step 1
Your number
Sign in with your phone number and the code sent to you by SMS.
Step 2
Your company
Enter its details, then add its documents and those of its legal representative.
Step 3
Your team
Invite colleagues and give each one a role: administrator or viewer.
The exact list of documents is shown in the app, depending on the company's country.
Frequently asked questions
Your questions, our answers.
The administrators. When one of them prepares a transfer, it waits in the app for the others to approve it before it goes out. The number of pending transfers is shown on the “Approve” action.
It doesn't go out and nothing is debited. The administrator who prepared it is notified, along with the chosen reason.
No. A viewer can see the company's balances and activity, but cannot send, convert or approve.
The company's documents and those of its legal representative. The exact list is shown in the app, depending on the country.
